You can carry out certain personal banking with your feature phone or smartphone without going to the bank. Access bank, just like other banks has created short ussd code you can use to perform ten banking service. They are stated below:
Airtime for self *901*Amount#
Airtime for others *901*Amount*Phone Number#
Account Opening *901*0#
Data Purchase *901*8#
Balance Enquiry *901*5#
Fund Transfer to Access Bank *901*1*Amount*Account Number#
Fund Transfer to Other Banks *901*2*Amount*Account Number#
Merchant Payment *901*3*Amount*Merchant Code#
Bill Payment *901*3#
OTP Generation *901*4*1#
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